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UK fintech funding hits decade low with 64% drop in H1 2026

Investment in UK fintech fell to its lowest level in a decade during the first half of 2026, dropping sharply amid economic uncertainty. The sector secured less than a third of last year’s funding, reflecting broader caution among investors. Analysts point to market instability and shifting priorities toward AI as contributing factors.

Sources: techrepublic.com

“This decline contrasts with fintech’s post-pandemic boom, signaling a possible shift in investor appetite toward sectors like AI—or a correction after years of overvaluation.”
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